Frequently Asked Questions

Is my account safe at SWIM Financial?

LPL Financial is the Custodian of your account and they are the Nation's largest Independent Broker-Dealer*.  The same SIPC protections apply here like all other Broker/Dealers.

*As reported by Financial Planning magazine, 1996-2025, based on total revenue.

How do I get cash out of my account if I need some?

Our accounts have all the modern technology and access you would expect. Certain types of accounts can utilize check writing abilities, Visa debit cards, access cash at over 55,000 Allpoint Network ATMs, and send money electronically using ACH transfers.  Direct deposit and online bill pay are also available.

I do my own investing but I'd like a second opinion on my strategy or retirement plan. Does SWIM Financial work with DIY Investors like myself?

Yes! While SWIM Financial is predominantly in asset management, financial planning is the core service provided and can paid for a la carte as a one time or on-going fee for service.

I don't see my state listed under the securities registrations. Can I still work with SWIM Financial?

Yes! First reach out for a high-level conversation about the services you are interested in.  If it looks like it makes sense to work together SWIM Financial will get registered with your state and then we can continue the conversation.

What happens to my account if SWIM Financial disolves or the owner passes away?

LPL Financial is still the Custodian of your account.  The firm will assign an advisor or team to service your account.  At that point you may choose to work with that new advisor/team or look for another somewhere else.